Can I Lose My House Due To An At-Fault Car Accident? [Expert Guide]

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What To Do After A Minor Car Accident? [Legal Guide]

By  Dan McCrary | October 3, 2023

However, settlement for serious accidents might be a lot. The victim can file injury claims, wrongful death claims, and so forth. This issue can be solved if you have liability coverage insurance that basically provides protection against claims. 

Liability Coverage For Car Accident Victim

Liability coverage insurance is a must for anyone who owns a car in some estates like New Jersey. In NJ, a car requires insurance that not only covers the liability but also the medical bills of a person who’s at fault. 

Not only is it good for you, but the victim will also get help on time. If an accident happens in the future, your financial condition won’t worsen. The liability has limits, so before buying insurance, check all details about how much it covers. 

What To Do After A Car Accident When You’re At Fault?

Now, the most important point is what to do after a car accident when you’re at fault. It’s vital to understand because first, human lives are involved, and second, your behavior and irresponsibility might become the reason for a big injury claim. 

1. Don’t Panic & Stay There

When you’re in a car accident, it’s super important to stay calm and not run away. We understand that panic in this situation is quite normal, but understand If you panic or leave, you might get into trouble with the law.

In many cases, the accused person who’s at fault leaves the crash area without informing law authorities. It’s the biggest mistake that will make you more liable for the consequences. So, always remember to stay at the scene and follow the proper steps, which we’ll discuss next.

2. Help The Other Party 

After a car accident, it’s important to check if everyone is okay, including people in your car and the other car(s) involved. Start by ensuring safety for yourself and others. If someone is hurt, call for a doctor or ambulance right away to get them the help they need.

If it’s safe, move your car to a more secure location. This not only helps prevent further accidents but also keeps everyone out of harm, including you. Remember, don’t panic and try to help as much as you can. 

3. Call Law Authorities 

Don’t forget to call law authorities and 911 for medical help. Both are important: medical help to make sure you and all others are fit and not injured in any way. While police will create a report for the car crash scene. 

The information in police reports is acknowledged by everyone, including the courts. So, in case the injured person files a lawsuit against you with false charges, you can use the police report to show what exactly happened. 

4. Record Everything 

It’s important to allow police to do their duty without creating any difficulty, but you should also have some solid proof for yourself. For this, use your mobile and record videos of the accident area, the situation of your cars, and all other losses. 

This proactive measure will help you to provide evidence to legal authorities or for any potential lawsuits. You can easily prove what happened on the scene, the loss, who was involved and who was at fault.

5. Contact Insurance Company & Lawyer 

In the end, don’t forget to contact your insurance company and lawyer. Insurance company to pay the bills, liability coverage and lawyers to ensure your rights and interests are safe throughout the legal process. 

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Can I Lose My House Due To An At-Fault Car Accident? An Overview

As stated, it’s unlikely to lose a house due to an at-fault car accident. But remember, although your home itself is not directly at risk in most cases, there are financial and legal implications to consider.

If you’re in a car accident and it’s your fault, you might have to pay for things like other people’s medical bills, fixing their cars, and legal costs. If these expenses exceed your car insurance coverage, your personal savings and investments could be in trouble. 

To ensure the accident doesn’t hurt most of your money, you need a good lawyer to help you in this situation. You can get help from us; we at MCCRARY Law Firm have lawyers for car accident cases

Consequences When You’re At Fault In Car Accident 

We’ve discussed the consequences, but what are they exactly? What you can lose and how much it will cost. If you asked us, there’s no specific amount; everything depends on the accident’s severity. 

You may not have to pay big liability coverage or medical bills if it’s a minor accident. Typically, in these minor cases, both sides prefer to solve things without going to court because it can be really expensive.


In short, you'll not lose your house, car, or any other property in case of a car accident, even if you're at fault. However, your financial condition might worsen as your savings are at risk due to the upcoming legal process.

We suggest you try to sort out all matters outside court; it will be beneficial for both parties in saving money. Also, for safety, buy liability coverage insurance that not only protects the other party but also covers your hospital bills. Car accidents are an unfortunate reality in the world, including America, where thousands of accidents happen on a daily basis. Due to these facts, it's natural for a person to think about what you may lose, like, can I lose my house due to an at-fault car accident or the car etc.?

Legally, your car and house are safe even if you're at fault in a car accident, but this doesn't mean there are no consequences. The biggest concern will be health; if someone is injured in the accident, then the compensation you have to pay.

All of these things, the hospital bills, compensation, and car repair costs, will affect your financial condition a lot. But don't worry; we're here to guide you from the start. We'll explain the consequences, liability coverage, and the steps you should take after an accident.

Our personal injury services extend across various locations to ensure we can assist you wherever you may be. We are proud to offer our expertise in Rocklin, Folsom, Yuba City, Woodland, Fresno, Pleasanton, Carmichael, Citrus Heights, Roseville, Natomas, Sacramento, Rancho Cordova, Fair Oaks, Elk Grove, and El Dorado Hills. Each location is equipped to provide you with the comprehensive support and legal guidance you need for your personal injury case.

Call or Text Us Now (855) 752-6326

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    McCrary Accident Injury Law Firm specializes in personal injury litigation. Its founder, Dan McCrary, Esq., spent 14 years working for the insurance companies before switching sides to represent personal injury victims in Rocklin as an attorney.

    Dan McCrary’s years of experience on the defense side taught him exactly how to obtain maximum recovery for his injured clients. If you have been injured in an accident you should contact the Accident & Injury Lawyers, Personal injury Attorney, Car accident lawyers at McCrary Accident Injury Law Firm in Rocklin, folsom, Sacramento to get the money you deserve, and overcome the tactics routinely employed by the insurance companies.