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Secret Of Progressive Insurance Car Accident Claims

Secret Of Progressive Insurance Car Accident Claims


You will need to file a claim with your auto insurance company after an accident occurs if you want to be fairly compensated for your medical expenses and car repairs. Victims must submit claims with Progressive to be compensated if the at-fault party has Progressive Auto Insurance. Every motorist in California must have at least the minimum level of liability coverage. You can claim on the at-fault driver's Progressive Auto Insurance policy to recover financial compensation for your injuries and property damage.

Among the many auto insurance companies in the United States, Progressive is a major player. Even though automobile insurance is required by law, having coverage gives drivers the confidence that they will be taken care of in the event of an accident. Sadly, it's not always the case.

There are shareholders, bottom lines, and budgets to consider at all insurance companies, including Progressive. They will stop at nothing to reduce settlement claims unfairly. Car insurance coverage is not enough in this scenario; you will also need to know how to submit a claim with Progressive in case of an accident.

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Progressive's History

Progressive is one of the biggest auto insurers in the country, providing coverage to tens of thousands of drivers. The company's headquarters have been in Mayfield Village, Ohio, since its inception in 1937.

The firm shifted its focus to insuring "risky drivers" in 1956, and as a result, its written premiums increased to $20 billion by 2016. Its current marketing strategy aims to differentiate itself from competitors by offering more of its services online and via mobile devices and by creating a rating system that lets customers easily compare their prices with those of other providers. Nevertheless, progressive is open about the fact that they have the lowest rates all the time. Snapshot is a feature offered by Progressive that lets policyholders record their driving habits with a plug-in device and then submit that data to the insurance provider for review and possible premium reductions. Snapshot customers who drive less often and during safer times of day may see a reduction in their monthly premium payments.

Progressive's financial and legal resources are vast compared to other major insurance providers in the United States like State Farm, GEICO, Allstate, Nationwide, Farmers, and USAA. Nevertheless, it's a significant player, so it's no surprise that it sought to shortchange its clients.

Have a plan after a car accident

Progressive and the other vehicle insurance companies are not on your side. To avoid falling victim to frequent insurance company techniques intended to encourage you to settle for less after a car accident, you must think ahead and take deliberate action. Get your claim off to the best possible start by taking precautions at the accident scene.

  • Do not declare you are not hurt until you have seen a doctor or were at fault. Your injuries may not have shown any signs right away. Soreness in the back and neck, for example, may not begin to manifest itself until days after an accident. Never ignore medical needs like these. As soon as possible, schedule an appointment with a medical professional for a thorough diagnostic and treatment assessment. When you doubt the extent of your injuries, it is best to consult an experienced attorney.
  • Even if the accident was minor, it is still essential to have the police record as proof.
  • Do not delay in reporting the accident to your insurance company.
  • If you've been hurt, it's best not to sign anything just yet. Instead, you should only sign paperwork presented to you by the police or other authorized law enforcement personnel.
  • If you want to remember the details of the vehicle crash later, write them down immediately. It would be best if you took notes on the time of the accident, the weather, the amount of traffic, any witnesses, and the driver's actions leading up to the crash.
  • Don't say anything about what or who you think caused the accident, and keep your opinions about the accident to yourself. Only you and your lawyer should have these discussions.

How to file a car accident claims with Progressive

Like other big insurance firms, Progressive has a car accident claims process. You have several options for filing a claim with Progressive if they are your auto insurance company. If you phoned your insurance agent at the scene of the accident, they probably gave you instructions on how to begin the claims process.

Do not rush into calling Progressive to report a car accident; instead, spend as much time as you need to compile evidence to support your claim. You must file your claim within 72 hours after the accident.

Even if you haven't talked with a representative from Progressive yet, you can still submit a claim by contacting the company through email, phone, mobile app, or website. When you submit a claim online, you have access to real-time information about the status of your claim and the ability to add and review supporting documents whenever you choose. Always have the police report handy before filing a claim.

To submit an insurance claim with Progressive, follow the steps below:

Immediately after the accident, contact your insurance company with information

Insurance companies usually request the following information whether a claim is filed by phone, internet, mobile app, or agent:

  • Specifics about the incident, including when and where it occurred.
  • A list of names, addresses, phone numbers, and insurance policy numbers of the driver and passengers involved in the accident.
  • The condition of the weather
  • Pictures of the wrecked car(s)
  • Copies of any relevant police or accident reports

Review your policy's coverages and deductible selections

You need to know your coverage details to make reasonable claims. For instance, if you have rental car reimbursement coverage, you may be eligible for a rental car while your vehicle is being repaired. The deductible on your auto insurance policy is the portion of a claim you are responsible for paying out of pocket, while the coverage limits are the maximum amounts your insurer will pay for a certain category. Additionally, loan/lease payment coverage (commonly known as "gap insurance") might cover the difference between what you owe on the car and what it is now worth, according to your policy's limitations.

Work with your insurance adjuster.

An insurance adjuster (or adjusters) will be assigned to your case by your insurance carrier. After filing a claim with your insurer, you can expect to hear back from an adjuster in as little as 1-3 days. When you file a claim, your adjuster will coordinate an inspection, determine the extent of the damage to your car, and handle any claims for personal injury. A claims adjuster may also review incident reports and conduct interviews with any available eyewitnesses. Before giving the go-ahead for the repair shop to start working on your car, your insurance company may need you to get an estimate of the costs. Then, after gathering information from your adjuster and the repair facility, your insurance company will make an evaluation.

Repair or replace your car, if necessary

Your choice of the auto service center is entirely up to you. Following review and approval of your claim, your insurance company will issue a check to you or the repair company, minus any applicable deductible amounts. In addition, insurance companies will pay out the full market value of your car, minus your deductible, to you or your lender if it is damaged beyond repair.

Claims against the at-fault driver's insurance company, Progressive, can be filed either by your insurance company or by you personally. Progressive should cover the cost of your property damage if the accident was not your fault. However, remember that if your claim involves major medical costs, working with Progressive will be considerably more time-consuming and, at times, challenging. You should see a legal professional to ensure you receive fair compensation for your injuries and the related damages. Insurance companies take a financial hit in these situations and will do anything to avoid paying you fairly.

You may be responsible for paying your deductible if you were not at fault but yet filed a claim against your insurance company because you were frustrated with the at-fault insurer. However, your insurer will seek subrogation against the negligent insurer (basically filing a claim on your behalf), and if successful, you will receive a refund of your deductible.

What must I prove in a progressive insurance claim?

You will need to provide evidence of a few things to receive compensation from Progressive following an accident. Those things include:

  • The market value of the damaged cars
  • The medical bills you incurred
  • Time missed at work, salary, and any supporting medical records for the absence from work.
  • The expense of any foreseeable future operations you can demonstrate are essential for medical reasons.

How do I prove pain and suffering?

No pain and suffering calculation can tell you how much you were hurt. Everyone experiences pain differently. It may be personal to you, but an adjuster will never understand that. It might be hard to convince an insurance adjuster to pay you a reasonable settlement for your pain and suffering if you don't have sufficient proof of your suffering. Sometimes filing a lawsuit against the insurance company is the only way to get their attention and make them take you seriously.

Progressive's Sneaky Settlement Negotiation Strategies

You shouldn't be shocked if Progressive's first settlement offer on your claim is laughably low when they call you. Progressive relies heavily on this tactic in their negotiations. From their perspective, there is no disadvantage in placing an absurdly low opening offer. After all, some will accept it if there are not represented by an experienced injury lawyer. Signing a settlement means giving up your rights. Do not give in to this ruse. Most individuals are unaware that accepting a settlement entails agreeing to forgo your right to pursue any more compensation for this specific claim. If you receive a settlement and then learn a few weeks or months later that the money wasn't nearly enough to cover your losses, there's little you can do about it. If the settlement amount is insufficient to pay any remaining debts or expenses, you will be responsible for them in full. Simply put, you must ensure that any settlement you accept adequately covers all of your medical expenses and lost wages. An experienced attorney who specializes in personal injury law can help you determine how much your case is worth and fight for every dollar.

Additionally, adjusters from Progressive Insurance are notorious for casting doubt on the extent of your injuries or flat-out lying about them. Insurance adjusters sometimes argue that claimants overstate the severity of their injuries, seek unneeded medical care, and point to pre-existing problems as reasons for high medical bills and treatment. You know how terrible and painful your injuries are, so having others not believe you about them is traumatic and heartbreaking.

When Progressive seeks to minimize the amount it pays on a claim, it is "business as usual" for the insurance company to question the authenticity and extent of the claimant's injuries. At times, Progressive may hire private detectives to follow you and snoop on your social media accounts to disprove your claims of injury. Therefore, when making a claim, it's best to avoid posting anything that might be used as evidence against you on social media. Even though we all try to show the best versions of ourselves online, it's important to remember that even a seemingly innocuous photo of you smiling and standing with friends might be used by Progressive to dispute the extent of your injuries.

These are only a few deceptive strategies that Progressive adjusters use. Unfortunately, if they use such tactics, you might not find out about it until it's too late.

How Can an Attorney Help with a Progressive Insurance Claims?

A policy from one insurance company might be different from that of another. An experienced attorney can help you get the most out of your insurance claim by navigating the nuances of the law and the policy. In addition, having legal representation may ease the burden of gathering evidence, filing a claim with Progressive, and negotiating with the insurance company.

Having to deal with an adversarial attorney slows down the claims-settlement process, which is why insurance companies want to settle quickly. They understand that you'll likely get a better settlement if you have an attorney on your side. An experienced lawyer will help you ensure that you are fully compensated for your injuries and that you don't have to worry about unforeseen future costs.

When filing a claim, you should be careful not to overstate or understate its worth. If you overestimate your medical expenses, your insurance will likely deny your claim. However, if you fail to account for all of your medical expenses, which end up being more than your insurance coverage, your financial situation might worsen.

Hiring a personal injury attorney to file your insurance claim is one of the best decisions you can make following a car accident. Your lawyer will handle negotiating a fair settlement with Progressive Insurance while you focus on getting better. In addition, progressive may be required to compensate you for your losses above what it gave during settlement negotiations if you file a case against the defendant.

To estimate the worth of a claim, our trained and resourceful personal injury attorneys at personal injury law firms have expertise in working directly with medical specialists. In addition, our firm has assisted victims in obtaining compensation for various losses, including medical costs, lost earnings, property damage, and even punitive penalties.

Contact A Personal Injury Lawyer Today

Insurance adjusters may give the impression that they have your best interests at heart, but this is rarely the case. Insurance firms' established practices are designed to maximize earnings by minimizing claims paid. However, not all legal firms are savvy about the strategies employed by Progressive, so they may not know how to maximize your claim to its fullest potential.

We've spent years guiding clients just like you through the troubled waters of personal injury law. Getting a copy of an accident report from the CHP (California Highway Patrol) might be difficult for some people. That's why our law firm makes things easy for you. You can count on our experienced counsel at McCrary Accident Injury Law Firm. Years of experience have given us the knowledge to guide clients through personal injury law. We are available 24/7, and you can call us at (855)752-6326 for a free case consultation.

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    What happens if I'm at fault in a car accident?

    The above steps should be taken if you are at fault in an auto accident and your insurance policy provides financial protection. First, report the accident to your insurance company or agent yourself; don't depend on the other driver to do it. If you cause an accident and someone is hurt, and that accident is covered by insurance, the insurance company handles any claims or lawsuits filed by the affected parties.

    What should you do if the accident wasn't your fault?

    The steps listed above apply if another driver causes an accident involving your car. First, get the name, address, phone number, and insurance information of the person who caused the accident. Then, you should report the accident to the other driver's insurance carrier, as the at-fault driver is unlikely to do so.

    If the other driver is either uninsured, has insufficient insurance, or whose insurer outright rejects liability, you may also choose to notify your insurance carrier of the accident. Your insurance may try to recoup costs from the negligent driver after they've paid your claim.

    What happens when you sue progressive auto insurance?

    When it comes to defending lawsuits, Progressive Auto Insurance relies heavily on in-house, captive law firms. This implies that the attorneys are not charging Progressive Auto Insurance for their time because the company already pays them a salary. This allows an insurance firm to defend against more Progressive Insurance claims in court while significantly reducing its defense budget. Consequently, we sometimes need to file a lawsuit to coerce an adjuster into making a more fair settlement offer. The vast majority of auto accident lawsuits still settle before trial. However, you might have to go to trial if you cannot negotiate a superior settlement offer.

    What to do when Progressive's insurance adjusters call?

    Saving money for the insurance company is the primary goal of an insurance adjuster. The insurance adjuster will come to you with a pitiful offer of compensation to reach this goal. In the worst scenarios, the adjuster may resort to dishonest means to dismiss legitimate damage claims. Therefore, you must always be on guard and fight for your rights until the bitter end. If you want to accomplish this, you can:

    • Being consistent in your adherence to the facts of your case no matter what the adjuster says
    • Avoiding speculative faults
    • Refuse to make a recorded statement
    • One should not volunteer information that the adjuster did not specifically request.
    • Remain truthful
    • Not taking responsibility and refusing to make assumptions.
    • Please don't settle for the first amount offered; it is always very low.

    Should a claimant personally negotiate with a claims adjuster to resolve an accident claim?

    No. Once an injury claim is filed with Progressive, the company's adjuster will attempt to negotiate a settlement with the claimant. An injured person might try to settle a claim on their own for compensation if the damage is minimal and the injuries are low.

    However, remember that adjusters use particular strategies to get the lowest possible settlement on claims.

    If you file a claim with a rep, the claims adjuster will likely give you a lowball settlement to close the case quickly. However, if the claimant accepts the offer, the adjuster can conclude the case and move on.

    With so many options, it's usually best for claimants to seek the counsel of an experienced personal injury attorney.

    Should I Sign A Release?

    Be aware that in exchange for payment of any insurance claim, the insurance company will always require you to sign a release of their insured. They usually contain two releases, one for property damage and one for bodily injury. Before you sign any waivers, make sure you read them well. Once you sign, any outstanding liens will probably be deducted from your settlement, regardless of whether or not you were aware of their existence. If you are signing a release or other legal instrument, you should see a lawyer first.

    How do I get an estimate for the repair of my car?

    A representative from your insurance company may check your car virtually, in person at a shop, your house, or any place of your choosing. Estimates for repairs, if possible, can be obtained from any repair shop or garage. These estimates can help you learn more about the work required to fix your car and the ballpark figure you can expect to pay for it. Estimates for repairs may differ based on several factors, such as the availability and cost of replacement components, the difficulty of the repair, and the length of time it will take to complete the work.

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    How to Get a California Highway Patrol (CHP) Accident Report?

    How to Get a California Highway Patrol (CHP) Accident Report?


    If you have been in an accident on a California highway, you can request a copy of the California Highway Patrol (CHP) accident report. The first step in getting your life back together after a car crash in California is filing an insurance claim. When an accident happens on a California State highway, the California Highway Patrol usually files the report. California operates a fault-based system for motor vehicle accidents where the motorist at fault must pay for any damages caused. Therefore, you'll need the California Highway Patrol (CHP) accident report to file an insurance claim against the motorist at fault.

    Having a CHP accident report is essential when you want to file your case. The officer's investigative notes, along with the details of the crash, car damage, injuries, and witness testimonies are included in the report. The "interested parties" can get a copy of the CHP report by paying a small fee at any CHP office or requesting a copy mailed to them. In addition, an experienced accident lawyer can handle the details of your claim and get you a copy of your CHP accident report.

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    How to request a California Highway Patrol (CHP) Accident Report?

    You must be a "party of interest" in the accident to obtain a copy of the California Highway Patrol's incident report. This covers anybody in the vehicle, the driver, passenger, owner, or guardian of a child involved. In addition to the individuals involved, those parties' insurance companies and attorneys can also obtain a report copy.
    To obtain a copy of your report, submit a written request to the CHP Area Office that first handled your report or visit them in person.
    To obtain a copy of the police report, you must fill out a CHP 190 Application for Release of Information form. You can submit your completed Application for Release of Information to a local CHP office or send it in via mail.
    You will need to provide the information below to access the report:

    • Your legal name and address
    • The day the accident occurred (if you're unsure of the actual date, you can give an approximate date)
    • The place where the accident occurred (if you can't remember the exact location of the accident, put down as many details as possible)
    • The vehicle owner or driver's name.
    • Party of interest. You should only mark off one box. A driver, passenger, car owner, property owner, legal guardian, parent, or minor are the most common interested parties. If you want to know if you qualify as a party of interest, you can contact any CHP area office.
    • Identification. Include a photocopy of a valid state-issued picture ID or driver's license to prove that you are the intended recipient of this information. A licensed notary must notarize the document if you don't have a valid means of identification.

    What is the cost of getting a California Highway Patrol (CHP) Accident Report?

    The cost of receiving a copy of an accident report from the CHP depends on the number of pages included. Below is a breakdown of the costs associated with getting a CHP.

    • It will cost $10 for less than 25 pages.
    • It will cost $20 for 26 – 50 pages.
    • It will cost $30 for 51 – 75 pages.
    • It will cost $40 for 76 – 100 pages.
    • An extra $10 for every 25 pages over 100
    • If the CHP report contains pictures, $5 per CD is charged.

    How long does it take for a CHP traffic incident report to come out?

    The processing time for a California Highway Patrol traffic accident report is typically between one and two weeks. However, when a fatality occurs in a car accident, the CHP accident report may take many months to complete.

    What is the importance of a CHP accident report for insurance and personal Injury claims?

    When the California Highway Patrol dispatches officers to the scene of a traffic accident, officers will arrive and conduct a brief investigation before writing up their findings in a CHP accident report. However, to submit a claim for damages with their vehicle insurance company against the motorist who caused the accident, the injured driver will require a copy of the accident report.

    During the police questioning, it is essential to watch what you say. While you want to provide an explanation and be open, you must remember that everything you say will be included in their report. If you plan to make an insurance claim and/or a personal injury lawsuit against the other motorist who caused the accident, you should avoid saying anything that may be seen as an admission of guilt.

    When addressing inquiries from responding police officers, it's important, to be honest, and concise. Don't take the blame, even if you think you contributed to the accident. A simple "I'm sorry" might be misunderstood as an admission of guilt. An insurance company's investigation of a CHP accident report may result in a lower reimbursement or the denial of coverage altogether.

    Once the police arrive, respond truthfully to their questions. Seek medical help immediately, even if you think your injuries are minor. Consult an experienced lawyer after you have a clear picture of your losses.

    Several parts of a CHP traffic accident report should be analyzed and reviewed. Consulting with an attorney who is an expert in personal injury law can be beneficial. An attorney can help you understand the details of a highway accident report and how they relate to your case.

    Contact A Personal Injury Lawyer Today

    Get in touch with a lawyer immediately after an accident. Getting a copy of the California Highway Patrol (CHP) accident report might be stressful. At McCrary Law, we will simplify the process for you.

    McCrary Accident injury Law Firm can provide the comprehensive legal representation you need. We have years of expertise helping customers like you through the often confusing waters of personal injury lawsuits.

    Contact McCrary Law Firm to schedule a consultation with our team and learn more about the best first steps after a motor vehicle accident in California. You can call McCrary Accident Injury Law Firm at (855)752-6326. We are available 24/7 for your free case consultation.

    Call or Text Us Now (855) 752-6326

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      Is it possible to check accident reports in California?

      There are no publicly accessible databases in California where you can check accident records, but you can get information on recent accidents by contacting the CHP or local law enforcement.

      The information provided by these offices may only be general. Submit a Collision Request Form to the relevant CHP office to get a copy of the official California Highway Patrol accident report.

      How can I get a copy of a CHP collision report if I live outside California?

      Follow the processes below to get a copy of the California Highway Patrol (CHP) accident report if you live out of state:

      • To request a copy of the CHP accident report, you can either fill out the CHP 190 Application for Release of Information form or write a letter explaining why you need the information. Send the completed form or letter, along with proof that you are a legitimate Party of Interest, to the CHP office that will be filing the report of the collision. The driver, passenger, property owner, vehicle owner, parent of a minor or guardian of a child involved is usually considered as a "party of interest". If you are unsure whether or not you qualify as a Party of Interest, don't hesitate to contact your nearest CHP office.
      • Make a photocopy of your driver's license or other picture ID and submit it with your request for a collision report. Without identification, you will need to get the CHP 190 form or your letter notarized. Once the CHP has received your request and confirmed that you are a valid party of interest, a report copy will be mailed to your address.

      Is the California Highway Patrol accident report available online?

      The California Highway Patrol does not provide online options for obtaining an accident report. You can find websites such as "online crash record lookup" or those that promise free CHP accident report downloads. Please do not give your personal information to these sites, as the California Highway Patrol does not make its reports public through any online source.

      What if another police agency handled the investigation? Can I still request a copy of the report from the CHP office?

      No. CHP is provided with copies of the collision report. However, if you were involved in an accident and did not know which police department handled the investigation, you can ask your local police or the CHP office for help.

      Is the CHP investigated collision report available at any CHP office?

      ​Yes. Copies of a CHP accident report can be obtained at any CHP office, or you can request that one be mailed to you.

      For example, if you live in Santa Barbara but were in an accident in San Diego, you can reach out to any California Highway Patrol station in Southern California and request a copy of the California Highway Patrol accident report.

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      California Parking Lot Right of Way Rules that All Drivers Should Know

      California Parking Lot Right of Way Rules that All Drivers Should Know


      Parking lot accidents are more common than one would expect. Every year, approximately 50,000 accidents occur in parking lots and garages. These accidents, unfortunately, claim the lives of more than 500 people and injure about 60,000 people yearly. While many of these accidents are caused by drivers getting distracted, a good number are caused by ignorance of existing right-of-way laws. There's a lot to know about backing out of a parking space right of way, and this article aims to bridge that knowledge gap and help you navigate the parking lot safely.

      Before we further learn who has the right of way backing out of a parking space, let's talk about what legally constitutes the "right of way." In most states (including California), any vehicle within a designated lane moving slowly enough can take the right of way over other vehicles. This means that if someone pulls out onto the road from behind parked cars, they must first yield the right of way before proceeding across lanes.

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      Who Has The Right of Way?

      What rules apply to backing out of driveway right of way? Does the driver backing out of a parking space have the right of way? The following are sample situations showing who has the right of way.

      1. The driver on the main lane or thoroughfares (lanes exiting into the road) have the right of way over the vehicles exiting the feeder lanes (in between a thoroughfare and another).
      2. Drivers who turn right or left from the main lane into the roadway or feeder lanes must yield the right of way to any vehicle in traffic coming from the opposite direction. (This includes pedestrians and cyclists)
      3. Drivers moving on the feeder lane have the right of way over vehicles backing out of parking spots.
      4. If the parking lot has yield or stop signs located, it automatically overrides the rules for right of way. The right of way is inferior to the traffic signs within the parking lot.
      5. When there's an intersection or parking spot available, the first driver to arrive usually gets the right of way.

      Simple Rules That Guide The Use of Parking Lots

      There are a few simple rules you will need to remember when driving in parking lots.

      • Use your turn signals when you move into an open spot: This will help other drivers know where you're going and what your intentions are so that they can adjust their movements accordingly.
      • Pay attention to the directional arrows in parking lots with one-way lanes: They will let you know if you need to drive around the block to find a space that isn't blocked by another car or a curb.
      • Drivers that want the same spot: If two drivers arrive at the same time and both want the same parking space, the driver coming from the traffic lane must yield.

      What Causes Parking Lot Accidents?

      Drivers can experience bad injuries from a collision in parking lot accidents like whiplash, broken bones, etc. Moreover, pedestrians also get injured during these accidents. Hence it is crucial to know the leading causes of parking lot accidents.

      • Driving The Wrong Way Down A Lane: This is a common mistake, especially if you're new to driving or have poor depth perception. You'll need to be extra careful when pulling out of your parking spot to see oncoming traffic and crosswalks ahead of you before turning out onto the road.
      • Backing Up Without Looking First: Backing up is integral to getting in and out of parking spaces. But many drivers back up without looking behind them for oncoming traffic, while some rely only on their backup cameras. This is a rookie mistake and can easily lead to an accident, mainly because inexperienced drivers may not know who has the right of way when backing up.
      • Distracted Driving: Drivers who keep looking out for open spots instead of watching for traffic (including pedestrian traffic) around them.

      What To Do If You are Involved in a Parking Lot Accident?

      • Take pictures of the scene and record any injuries you might have sustained and the position of the vehicles involved.
      • If there are independent witnesses to this accident, try to get their contact details so they can provide a statement later on.
      • You may have to visit a hospital even when your injuries look minor. It would be best if you did so as soon as possible after the accident because doctors can diagnose injuries more easily when you report them early.
      • When all is said and done, visit your insurance provider and report the incident.

      Who Pays Damages When Parking Lot Accidents Happen?

      Drivers are expected to take reasonable care to avoid causing injuries to others in the parking area. This applies whether your vehicle is parked or driving. You may be liable for their injuries, damages and losses if you negligently injure someone.

      If you are involved in an accident while in a parking lot, your insurer will likely require that you report it immediately so that claims can be made correctly and quickly.

      The parking lot owner can also be liable if the injuries are caused by the dangerous conditions of their parking lot. Dangerous conditions include:

      • Failing to make necessary repairs
      • Failing to mark directions of parking lanes
      • Poor lighting
      • Failure to provide adequate staff or staff training

      While you may know everything about backing out of a parking space right of way, the best advice from a legal perspective is to avoid the hassle in the first place. Assume that drivers who are backing out of parking spots may not be able to see you. Drive cautiously through parking lots so you can stop if someone backs out unexpectedly. Finally, when backing up, take your time and look behind before proceeding.

      Reach Out To A Personal Injury Lawyer

      If you were involved in a parking lot accident, don't hesitate to contact a personal injury lawyer today! We readily answer your questions regarding 'right of way' rules and ensure you have the best legal options and advice. You can contact McCrary Accident Injury Law Firm at (855)752-6326.

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        What are the California laws for parking lot accidents?

        According to California state law, a parking lot accident in California has the same processes as a car accident on the road. If a parking lot collision occurs, you must report the accident and provide information (contact and name). You should exchange names, numbers, and insurance cards. Once the insurance has decided whose fault it is, then payments and repairs can be made.

        What responsibilities should a parking lot owner have after a car accident?

        A collision report or statement is necessary for the parking lot owner. This would be used as evidence and help the cooperation to find out who is at fault. In addition, a parking lot owner could make CCTV camera footage available and other records that are beneficial to the investigation.

        Will my insurance cover the damages from a parking lot accident?

        If your insurance package covers it, then the insurance company should sort it out as usual vehicle collision. This is if you are liable. However, if you were not at fault for the accident, the insurance provider of the person liable will take care of the car damages. If the liable person's coverage cannot cover everything, your insurance company should step in and cover the rest. Depending on your policy, you should receive coverage from your company.

        Should I yield when I have the right of way?

        Sometimes, it is advisable to yield, especially if the other driver is aggressive or behaving erratically. These drivers could be racing through traffic or even breaking parking lot rules. In these cases, yielding could help prevent accidents and serious injuries. In this case, you should just take the high road.

        Which vehicles usually get special right of way?

        A few road users get special treatment when it comes to the right of way. The significant vehicles are emergency vehicles like ambulances. Another example is the Police car.

        Who always has the right of way in the parking lot?

        Pedestrians. Parking Lots usually don't have marked crosswalks dedicated to pedestrians. However, whether or not they have these crosswalks, Pedestrians will always have the right of way in a parking lot.

        What if more than one vehicle approaches an uncontrolled intersection in the parking lot?

        In this case, the driver on the left should yield to the driver on the right.

        What do I do if I hit a parked car?

        If you hit a parked car and the owner is nowhere to be seen, you should park at the nearest safe location. The next thing is to locate the owner or the person in charge of the car.

        What do I do if someone hits my parked car and drives off?

        If you can or cannot get the culprit, still call the police. This is a crime from the person who did that and ran off. The police would help you sort it out. You can also get compensation after all the legal activities are completed.

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        Winter and Holiday Travel Tips: Good ideas for your trip and safety

        Winter and Holiday Travel Tips: Good ideas for your trip and safety


        Traveling during the winter holidays can often times be dangerous and stressful. Not only are

        the airports crowded, the roadways can be just as bad. Weather conditions are important to follow because snow, ice and rain can make for unpleasant traveling if you are not prepared.

        Here are several tips to help prepare for you upcoming winter holiday travel trips.

        Check weather and road condition updates

        This is probably one of the most important to follow. Preparing for holiday travel this winter includes

        understanding the weather and road conditions you may be facing on your journey. Following your local news stations will often provide weather and winter advisories for travel. If road conditions are inadequate and storms are approaching, it is always safest to wait till the roads are clear and the weather has passed. Checking for road updates is also a key factor in deciding to travel. Such updates will provide

        road closures, car accidents and chain control areas. When traveling, we use the Caltrans Quick Maps mobile application. Please visit or call 1-800-427-ROAD (7623). It is always important to watch for flashing road signs while driving to advise for conditions. Being updated in advanced is the most important because poor road conditions, such as snow and ice can lead to road closures. Depending on the location, road closures can stop freeway traffic for several miles in both directions. Making sure to have a full gas tank and food/water will help if you happen to be stopped for an extended period of time. Having the knowledge of what to expect on your journey is key when traveling during this winter holiday season.

        Make sure your vehicle is rated for winter conditions.

        Depending if you are driving through higher elevations, such as Lake Tahoe or the Sierras, it is important to make sure your vehicle is equipped for rain and snow conditions. Most vehicles on the road are 2-wheel drive.

        e only. Having a vehicle that is rated for snow and rain will assist with these types of occasions. It is always recommended to have an all-wheel drive or 4x4 vehicle if you might encounter bad road conditions on your trip. If you are unable to use the recommended vehicles such as an all- wheel drive, we would suggest purchasing a set of chains specific to your vehicle prior to your journey. Having a set of chains will come in handy if road conditions change and chains become required for travelers. As referenced above, the Caltrans Quick Maps will indicated all chain required locations for your trip.

        Make sure your tires are adequate for slippery conditions.

        It is always recommended to have proper traction when traveling through slippery conditions. Being prepared for winter road conditions also includes checking tire tread. If you are unfamiliar with tire tread depths, we would advise you to visit a local tire shop to see if your tires are sufficient for winter travel. Often times, a quick measurement will indicate if your tires will be ok for slippery road conditions. If winter travel is a priority, it is best to have a complete snow-rated set of tires. Although all-season tires will work properly, a great set of snow-rated or winter tires are the most effective when driving on slippery conditions. If your vehicle is not an all-wheel drive or 4x4, we suggest carrying a set of snow chains for your vehicle. Snow chains can be purchased at your local auto parts store. Often times snow can accumulate on the road and drivers will be required to have chains unless their vehicle is an all-wheel drive. Having purchased the chains in advanced will save loads of money. People will often charge two to three times higher for chains and installation on the side of freeways before chain control areas. Having chains is just another piece of preparation for winter travel.


        The biggest danger on slippery road conditions is losing control of your vehicle. The driver is always responsible for the passengers in the vehicle. When you encounter such conditions, it is always recommended to drive slow and keep a safe distance from the vehicle ahead of you. The last thing you would want on a holiday teavel trip is a rear-end accident or even sliding off the road. Now the situation becomes even worse if a tow truck is required. Keeping a safe speed and distance will allow a driver to react safely if action is required. Staying in control of the vehicle is the most important. Even with an all-wheel vehicle and snow tires, losing control on snow or ice can happen very easily. It is always recommended to have your car and brakes serviced prior to your winter travels. If you encounter slippery road conditions such as snow or ice, it is important to test your brakes in a safe location. Understanding your vehicles braking capabilities will help you to understand that following vehicles at a distance is key to driving in slippery conditions. It is important to drive at a safe speed while maintaining vehicle control at all times. A holiday trip through the snow is often like a winter wonderland, however, making it there safely is the most important. Taking precautionary steps will help to improve the success of your holiday road trip. Prior to starting your trip, it is equally important to ensure your vehicle is properly insured. Although travel insurance is useful for reservations, it is more important to have the proper motor vehicle insurance coverage for you and your passengers. This is to ensure that any potential damages or injuries will be covered by vehicle insurance. Here are a few other items you may want to include for your winter holiday travel trip. Expect the worst conditions and be prepared with an emergency kit in your car as follows:

        • FLASHLIGHT
        • SNOW CHAINS
        • GLOVES – Helpful to protect hands from the cold
        • ICE SCRAPER/DEICER – To keep windows clear of snow
        • SHOVEL – To free your vehicle should you get snowed in.

        Please be safe in your holiday travel this winter. If you are injured or have questions regarding an accident, please contact McCrary Accident Injury Law Firm at your convenience. (916) 579-7477